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- Category: Save money
Have you ever done the math about your grocery shopping? And have you ever analyzed how you do your grocery shopping? And do you explore how often food remains to end up in the dumpster?
A good piece of advice before going out to the grocery shop is to look in your refrigerator and see what's still left that's about to expire. Use those remains as ingredients in your next mail. Today, we have all these fantastic recipe apps. Enter the ingredients you have, and it will find you recipes with exactly those.
Next, always make a list of things to buy. Decide at home, not in the store. Shopping with this list makes you more focused on finding those products and not getting distracted. Another trick to staying focused: don't go shopping with a completely empty stomach. If you do, it's much easier to grab all those bags of junk food and throw them in your cart. You can avoid those temptations always lined up at places where you must wait.
Do you check prices in the store? You should! We all like discounts on our tv and phones, so why not in our grocery shops? Look around, compare products, and take a close look at shelves closer to the floor. That's where the real bargains are. Those are usually products from brands that may not be so well-known but offer great quality for a much lower price.
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- Category: Save money
How often did it happen, that by the end of the month, you had no money left to put into your savings account? (by the way, you should always put savings away before anything else) But more importantly, do you have no clue where all that money went?
If that's you, then you're not alone. Most people can not list their monthly spending, not even the recurring ones. If your monthly paycheck is enough for you not to worry about that, then great! But for most people, it would help to have a clear insight into their monthly spending patterns.
To make this recording of spending easier, there are numerous ways. Check your online banking system, some banks recognize your transactions and can make up a clear categorization. Did you spend it on groceries, rent, and car repairments? For most transactions, your bank can make a good guess. And if you not, you can easily make a manual adjustment. Give it a try and see what it does for you. Cut down on those expenses you thought were not that big, but in reality, were eating away at your monthly budget.